10 Best Mobile Apps to go cashless in India

10 Best Mobile Apps to go cashless in India

Cash Crunch in India is old news, now Government is doing its best to make India cashless by introducing new schemes and packages. There are a lot of Mobile Apps in the market for mobile wallets here is the list of the 10 most popular ones.

Airtel Money

Airtel Money is a mobile commerce service from Airtel that allows you to use your mobile phone as an electronic wallet.  With Airtel Money, you can use your mobile phone to do the following:

  • Buy airtime for yourself, friends, and family anytime.
  • Send money from your Airtel Money account to other airtel money customers.
  • Send money from your Airtel Money account to any phone owner or user in Sierra Leone
    Pay for goods and services.
  • Receive money on your Airtel Money account from friends and family.
  • Deposit physical cash for electronic money (e-Cash).
  • Withdraw cash from your airtel money account.
  • Send money to and withdraw money from your bank account.
  • Use your mobile phone to check your bank balance and request a mini bank statement.


Paytm is an electronic-wallet service vendor, a novice concept in the Indian developing economy. It is very popular after the demonetization drive by the government and has recently announced that you can transfer your money through Paytm without using a smartphone and the internet. More than 15 crore customers use Paytm to pay for their online and retail purchases. Today Paytm has partner tie-ups with Visa, Mastercard, RuPay, PCI, Safekey, and Diners.

Jio Money

Any customer with a valid mobile number, registered with any telecom service provider can sign-up with JioMoney. You can download the ‘JioMoney Wallet’ from Google Play Store or Apple App Store and install the app. Start the app to see the registration page and follow the simple steps to create your account. Go cash-free, go carefree with your favorite digital payment app Jio money.

SBI Buddy

State Bank Buddy is State Bank of India’s mobile wallet on your smartphone. With SBI buddy send money to Anyone, pay bills, recharge mobile/ DTH, book movie/ flight/bus tickets 24×7.

ICICI Pockets

It is a unique digital bank offering a wallet, it is the most comprehensive mobile wallet to (1) Pay Anyone, (2) Shop Anywhere, and (3) Bank with ease for any bank’s customer.

Axis Bank Lime

Lime is a fresh new way to manage your money on mobile. With Lime, you can make payments, compare and shop, track your spending, and a whole lot more.

Oxigen Wallet

Oxigen Wallet is a mobile wallet that can be used to recharge your mobile, DTH, data card; pay your phone bills, gas, and electricity bills. You just have to register with them after successful registration, simply share your Mobile No. with your customers to start accepting cashless payments in your Oxigen Wallet.


Chillr is a mobile payment app that allows you to send money instantly to anyone in your phone book. To start using Chillr, all you need is a smartphone and a bank account. Chillr is available on Android, iOS, and Windows platforms. Sending money using Chillr is very easy. Select your friend from Chillr Contacts, enter the amount and remarks, authorize the transaction using your M-PIN and the money reaches your friend’s bank account in a few seconds.

Citrus Wallet

Citrus Wallet is an app that lets you send money to and receive from anyone who has a phone number or email. It lets you transfer money to friends, colleagues, and family members within seconds. You can split the canteen, movie, travel, and party bills with ease. All with a tap on your mobile screen! These money transfers can be made at any time, to any specified bank account. You can even see all your past transactions and keep a track of your spending patterns.


FreeCharge is an e-commerce website, It provides an online facility to recharge any prepaid mobile phone, postpaid mobile, DTH & Data card in India. It enables merchants, small or large to accept digital payments in less than 1 minute after registering on the FreeCharge App. It has an instant recharging process, a hassle-free online transfer, and is a secure and safe payment process.

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Simmi Kamboj

Simmi Kamboj is the Founder and Administrator of Ritiriwaz, your one-stop guide to Indian Culture and Tradition. She had a passion for writing about India's lifestyle, culture, tradition, travel, and is trying to cover all Indian Cultural aspects of Daily Life.